The Future of DeFi: How XBANKING Conquers the RWA Market and Launches USDE with From 8% APR

3 min readMay 7, 2025

Discover how XBANKING plans to revolutionize the DeFi world in 2025, offering users access to Real-World Assets (RWA) and a stable income of from 8% APR through USDE. Explore the future of decentralized finance!

XBANKING has announced ambitious plans for 2025, focusing on expanding its ecosystem through Real-World Assets (RWA). These plans mark a new era in the world of decentralized finance (DeFi), providing users with access to investments in real assets through blockchain technology. By combining the stability of real assets with the innovations of the crypto industry, XBANKING is creating a new financial ecosystem.

What are Real-World Assets (RWA)?

RWA (Real-World Assets) are tangible assets that are digitized using blockchain technology. These can include real estate, gold, stocks, bonds, commodities, and other assets that were previously only accessible through traditional financial markets. Tokenizing RWA allows users to own shares of these assets and earn income from their use or value growth.

Benefits of RWA:

✅ Accessibility: Even users with small funds can invest in large assets.
✅ Transparency: All information about assets and transactions is recorded on the blockchain.
✅ Stable Income: Users can earn profits from real estate rentals, dividends, or asset appreciation.
✅ Reliability: Assets are backed by real economic values.

USDE Launch — The First Step Towards Global Expansion

Today, USDE — a stable digital asset from XBANKING — already provides its holders with a stable income of from 8% APR. This is just the beginning. In 2025, XBANKING plans to expand USDE usage, making it a key element of its RWA platform.

Why RWA is the Future of DeFi?

✅ Transparency: All information about assets and transactions is recorded on the blockchain, ensuring user trust.
✅ Accessibility: Even users with small amounts can invest in large assets.
✅ Stable Income: Earnings from assets such as real estate and bonds are distributed among token holders.
✅ Diversification: Users can create multi-asset portfolios, combining crypto and real assets.

RWA Roadmap for 2025 by XBANKING

✅ Stablecoins: USDE as the primary stable asset.
✅ Tokenized Treasuries: Investments in government bonds via digital tokens.
✅ Tokenized Commodities: Gold, oil, silver, and other commodities in tokenized form.
✅ Tokenized Funds: Access to global investment funds, ETFs, and indices via tokens.
✅ Tokenized Corporate Debt: Corporate bonds of the world’s largest companies.
✅ Tokenized Equities: Company stocks with dividend rights in tokenized form.
✅ Tokenized Derivatives: Futures, options, and other derivatives through digital contracts.
✅ Tokenized Real Estate: Commercial and residential real estate in digital shares.
✅ Tokenized Insurance: Insurance policies as digital assets.
✅ Tokenized Infrastructure: Investments in infrastructure projects.
✅ Tokenized Art: Artwork and collectibles in the form of tokens.

Future Investment Opportunities in RWA through XBANKING

In 2025, XBANKING users will gain access to various investment opportunities through the platform. Planned features include:

✅ Full USDE integration into the RWA ecosystem: Users will receive stable income of from 8% APR.
✅ Launch of trading pairs with tokenized assets.
✅ Access to tokenized corporate bonds and funds.
✅ Automated portfolio rebalancing option.

Conclusion

XBANKING’s plans for 2025 represent a global expansion in the RWA and DeFi space. USDE already provides stable income to its holders, and in the future, the platform will offer even more opportunities to invest in real assets.

Learn more:
about XBANKING: https://xbanking.org
and USDE Stablecoin: https://xbanking.org/usde